What Should I Budget for if I Sell My House on My Own in Raleigh

What Should I Budget for if I Sell My House on My Own in Raleigh

You’ve decided to sell your house on your own, and you realize there will be some costs involved. So, wisely, you’re now asking: “What should I budget for if I sell my house on my own in Raleigh?”

The answer may surprise you.

It is true that home prices are starting to drop in quite a few markets nationwide. However, it may also be the case that your home has appreciated considerably over the past few years. Before you count your profits, you’ll need to factor in some obvious and not-so-obvious costs of selling your house.

What Should I Budget for if I Sell My House on My Own in Raleigh

Commission Fees

Let’s get this one out of the way right off the bat. A lot of sellers believe that in a hot market they can sell a house themselves and thus avoid the standard commission fees. On the other hand, the truth can oftentimes bite you. Keep in mind, even if you sell your house on your own, you still have to pay the buyer’s agent’s brokerage fees.


Most retail buyers aren’t interested in a house that has problems – and most houses have some type of issues. Most of the time, sellers have to do some repairs before they put their house on the market. If there is a considerate amount of deferred maintenance, these repair costs can be fairly substantial. A new roof, for example, can set you back by as much as $20,000.


Curb appeal is of utmost importance: it’s what gets potential buyers to stop and then come in the door. And landscaping is the number-one improvement that most enhances curb appeal. The cost of a thorough, full-blown landscaping job performed by a professional landscaping service runs, on average, just a little over $3,000.

Staging and Photography

Many people who are planning to sell their house in Raleigh often neglect to factor in this expense. To prevent your house from sitting on the market for months on end, you probably shouldn’t skip out on staging your home and hiring a professional photographer.

Staging involves setting up and arranging your home so that it appears as appealing and inviting as possible. Then to display the staging on the MLS, which is where a large percentage of buyers begin their search, you will most likely need some professional photos. This costs from $500 to $1,000.


If you plan to move out of your current house into a new home, you can’t just shut the utilities off in the home you vacate and intend to sell. Buyers absolutely do not want to walk through a cold (or sweltering) and dark house. (Also keep in mind that if you turn off the electricity and air conditioning during the summer, you run a high risk of developing a mold problem.) So, at the very least, you will need to keep the electricity on and probably the gas as well in the wintertime. If the house is one you’ve been living in, then you already know what it will cost you to keep the utilities on.

Capital Gains Taxes

And then there are capital gains taxes. If your house has appreciated quite a bit, you may have to pay this tax (which is based on the difference between purchase and sale prices, minus the cost of documented improvements). There are, however, some pretty generous exemptions, but just bear in mind that Uncle Sam may take a cut.

So if you’re wondering, “What should I budget for if I sell my house on my own in Raleigh?” you now know the answer is . . . quite a lot, actually.

But we can offer a fast, easy solution that may allow you to keep more of the sale price. Contact us by phone at 919-348-2552 or fill out the form to discover more.

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